Happy New Year, from all the team at Debt Consultancy Service C.I.C
With last year, now a distant memory, we can look to 2019 for a fresh start and a new beginning for many of us. It’s that time again to sit around with friends and family and discuss what the yew year has in store, so I ask you…
What are your New Year’s Resolutions?
It should come as no surprise that “saving money” and “getting out of debt” are two of the most common resolutions that are broken.
Here are some top tips for the New Year.
Reign in those credit cards.
It’s easy to ‘contactless’ your card everywhere you go when you can’t really afford it. Try leaving your cards at home, after a few weeks of cutting back you will be surprised how much you have saved.
Live within your means.
Easier said than done but by keeping within a budget or maintaining a spending diary will really help you with this. Ask yourself; where is my money going?
Repair your credit rating.
This won’t happen overnight, but this is the year to make a start. Check your report to see who you own money to and put together a plan to deal with them all.
Get out of debt.
Make this the year to get a handle on your debt situation. Maybe you need help and advice to do this but instead on focusing on paying off all your debt at once, focus on putting a debt solution in place.
CAN WE HELP YOU?
Debt Consultancy Service C.I.C focus not only on improving customers finances, we also support our community, we are currently looking to sponsor sports individuals or teams.
Do you want to start a club in an underprivileged area but need funding? Trying to make a difference to your community but need support? Do you know a team that needs a kit, an up and coming star that needs the equipment or membership for their chosen sport?
We want to hear how we can help more children get into sports clubs, especially those who are from families struggling to support their sports dreams. If you know anyone who could benefit from sponsorship get in touch with us at CIC@debtconsultancyservice.co.uk
Have your say
If you would like to be featured in next month’s newsletter or would like to discuss anything in this newsletter, contact us on: CIC@debtconsultancyservice.co.uk or tweet us @ServiceDebtCIC